A lot has changed in the financial world over the last 25 years. Each era is very distinct when it comes to fashion trends, music, food choices, etc. That leads us to the topic of this blog: politics, and finance. Yes, these are two of the three taboo topics, but as we enter into the throes of a Presidential election season, many questions arise.

It’s a new year, fresh start…and that includes finances! When the clock strikes 12 and the calendar flips over to a new year, it’s often a fresh start for many. While there are many resolutions and goals made, the start of a new year is always an interesting time both personally and professionally.

I’ve been in this business for over 20 years and while there have been some good times, there have also been some rough patches. If you lived through the turmoil of 2008 – 2009 you know what I’m talking about. One thing that has been true is that there are no guarantees. In life or in the financial services industry.